Top Five Health Insurance Companies in India

Top Five Health Insurance Companies in India :H

ere we gave the details of Top Five Health Insurance Companies in India .In present generation we have life Insurance for our life and Vehicle Insurance for our vehicles similarly we need health Insurance for our health Now we providing the Top five Health Insurance companies Information in India. Health Insurance is also one of the Important one.

Health Insurance  and its Importance

•   Health Insurance offers protection during  medical emergencies.
•    It takes care in case of sudden illness and accident.
•    It covers patient’s hospitalization, and other costs incurred during the hospitalization and post hospitalization .

Every health insurance company has its unique health insurance plans.Let us have glance on the top five health insurance companies in India.

Top Five health insurance companies

1.    Bajaj Allianz Health Insurance:

Bajaj Allianz Health Insurance company offers below policies:

•    Family Floater Health Guard: Polecy Holder must be between 18 yrs - 65 yrs for Family Floater policy. This policy  can be renewed upto 80 years.  It covers  any disease  which  existed previously  you have , policy holds for 4 years.
•    Star Package: This Policy  allows  in-house claim administration, covers all from health to home. Income tax benefit on the premium paid as per section 80-D of Income Tax Act as per existing IT law.
•    Health Care: This policy offers life cover, cashless hospitalization benefits, surgical benefits, critical illness cover, benefits of post hospitalization, Partial Disability and Accidental Permanent Total.
•    Others are Individual Health Guard, Health Ensure, Extra Care, Silver Health and Tax Gain.

 2.    Max Bupa: 

 Max Bupa is a Combined joint venture between UK based healthcare services expert, Bupa and Max India Limited  They offer below Health Insurance Policies:

•    Heartbeat Platinum health plan

•    Heartbeat Gold health plan
•    Heartbeat Silver health plan

the above Health Insurance plans cover you against unexpected medical expenses  from services to help for your  health like 24/7 health advice, cashless facility across network hospitals, health check-ups maternity benefits and tax benefits.

3.    ICICI Lombard Health Insurance offers  below policies:

•    Health Advantage Plus Policy: It covers basic hospitalization  and OPD expenses. It takes care of emergencies in  terrorist activities.
•    Family Floater Insurance:  For this Policy Age must be between 19 years to 60 years for the senior most member of the family . The age limit for  health insured child must be 91 days old and accompanied by one adult member of the family. 
•    Personal Accident Insurance: It covers a patient for Permanent Total Disablement (PTD) , Accidental Death and  also against terrorism.

4.    Oriental Health Insurance

You can choose any policy  from below  health Insurance:

•    Swasthya Bima Policy
•    Health Insurance Scheme
•    Individual Mediclaim Policy
•    Group Mediclaim Policy
•    Comprehensive Health Insurance Scheme
•    Universal Health Insurance Scheme
•    Overseas Mediclaim
•    Daily Hospital Cash Allowance
•    Personal Accident and Life Hardship Survival

5.    Max New York Life Health Insurance offers health policies such as:

•    LifeLine MediCashTMPlus: It  covers pre and post hospitalization cash  benefits.
•    LifeLine WellnessTMPlus: It covers tax benefits and   about  38 critical illnesses.
•    LifeLine Safety NetTMPlus: Under Single  plan it covers disease, death, disability  and accident.
•    Max New York LifeLine Healthy FamilyTMPlus: It is most comprehensive health insurance plan, takes care of  you and your family. It allows  guaranteed renewability till the age of 75.

These Health Insurance Policies  cover pre and post hospitalization expenses. This Insurance plan are also available on cashless hospitalisation basis. Patient can avail treatment in any of the network hospitals by showing their identification card Which is issued by Health Insurance company.