Top Health insurance Companies in India | Best Health India Insurance Companies : Are You looking For Health insurance companies in india so here we gave the top ten Health insurance Companies in India . so check below For Companies in India Now a days Health insurance is very much needed for our life. We need not depend on our regular salary and mercy of nears and dears just be cool living with health insurance company’s, we need Insurance policy for individuals and family members.In present Insurance Market we may have confusion to find the right Health Insurance Company. We are providing the Information regarding ‘Top ten health insurance companies in India’ and the policies Offered by Insurance Companies.To get the health insurance policy you need to read terms and conditions of health insurance like pre-existing illnesses, loading,waiting period, how to renew, exclusions. After having the complete knowledge of policy then get the right policy which suites your health condition because health checkupis mandatory after 45 years of age with most of the Insurance company’s.First let us have a glance on some of the health insurance companies. Top health insurance companies are listed below.
1.Max Bupa Health insurance
Max Bupa Health Insurance is a combined venture between UK based healthcare services expert, Bupa
and Max India Limited. Max Bupa Health Insurance Formed in 2010, Max Bupa has changed in the
health insurance market in India with various products. It have a region wise premium, and also have
no claim bonuses. There is no age limit to have this policy means people of any age group can buy
their policies. These policies have guaranteed renewal even at the age 70s and 80s. Their ‘Heartbeat’
product covers maternity also.products: Silver ,Platinum and Heart Beat Gold,
2.Star Health & Allied Insurance Company Limited
Star Health and Allied health Insurance Company Limited (Star Health) is a combined venture between
ETA Ascon Group, Oman health Insurance Company and a number of insurance companies in the India.
Star Health is the first health insurance company in India. Star has some very important products like
Diabetes Safe which is for diabetic patients and Star Netplus which is designed for HIV+ patients. Star
Health insurance has an in-house TPA which increases its efficiency in dealing with cashless cases. They
also have a greate facility where in customers can call a toll free number and get free consultations with
a general physician.
Products: Senior Citizen Red Carpet, Star Family Health Optima,
3.Reliance Health insurance
Reliance health insurance is a private general insurance company in India. Reliance health insurance
have a some health insurance policies, policy covers critical illnesses. are covered as Policy can be
buy from 5 years to 75 years age group people of. There is a choice of reducing waiting period for pre-
existing illnesses to 2 years from 4 years which is Industry standard.
Policy: Health wise Family Floater
4.Apollo Munich
Apollo Munich is a joint venture among the Apollo Hospitals Group, and Germany based Munich Re’s
newest business segment, Munich Health. Apollo Munich Health Insurance Co. Ltd. is the new name for
Apollo DKV Insurance Co. Ltd. They have customer friendly features like lifetime renewal and portability
benefits for existing policies holders it means you can buy Apollo’s policy and get the continuation
benefits of your existing policy. Apollo Munich covers maternity after a waiting period.
Policies : Standard, Exclusive Easy, Health Gold and Premium
5.ICICI Lombard
ICICI Lombard GIC Ltd. Is one of the largest private sector general insurance company in India. It
has some good health insurance plans - like Health Advantage which covers not only hospitalization
expenses but also outpatient expenses like dental, upto a limit. Maternity cover is also available under
this product. The company has also added Health insurance Guide, an interactive tool to help the
customer select a plan to suit his requirements.
Popular Product: Health Advantage
6.Bajaj Allianz General Insurance.
Bajaj Allianz General Insurance Company Limited is a Combined venture between Allianz SE and
Bajaj Finserv Limited. Health insurance policies offering Silver health (Senior Citizen), Health Guard
(Mediclaim) and Star package (Family Floater). Bajaj Allianz General Insurance also other features like
Hospital Cash which gives an amount on every day of hospitalization. Second one is Critical Illness which
gives a lump sum in the event that the insured contracts one of the critical illnesses listed like cancer
during the policy period. Bajaj was the first company to come up with a captive TPA with ensuring
efficiencies.
Popular Policy: Health Guard
Health Insurance offered by Public Sector General Insurance Companies
7.United India Insurance
United India Insurance is one of the public sector unit, United India health Insurance Company Limited
offers a wide range of health insurance policies like Platinum,Family Medicare- Gold, Top-up ,Super Top-
up and Senior Citizen,. Top-up and Super Top-up policies provide additional cover amount if you find
your basic cover insufficient.
Popular Policy: Family Medicare
8.Oriental insurance
Oriental insurance One of the four public sector units, Oriental insurance offers a some of health
insurance Policies including Individual Universal health insurance scheme, mediclaim and family floaters
to the customers. Optional benefits like Life Hardship Survival, Personal Accident can be added with the
basic health cover to avail extra benefit. Oriental insurance’s Happy Family floater is a popular policy,
Oriental insurance doesn’t require medical check-up till the age of 60 (it is mandatory for everyone over
the age of 45 to take a health check-up in other policies).
Popular policy: Happy Family Floater
9.National Insurance
National Insurance is one of public sector unit offering National’s Varishta Mediclaim policy, National
Insurance covers everyone age group from 6—80 years and also have special features for senior
citizens.
Popular Policy: Varishta Mediclaim
10.New India Assurance
New India Assurance is one of the first Indian owned companies when i New India Assurance was
formed in 1919. It offers various health insurance products like Universal health insurance policy
,Mediclaim policy and senior citizen policy . The unique facility of New India Assurance’s Mediclaim
policy is the differential rating for major metros to other locations India.
Popular Policy s: Mediclaim policy
So these are some of the Top Health Insurance Companies in India. Select the right Insurance company
for you and your family and get the health insurance as early as possible!
1.Max Bupa Health insurance
Max Bupa Health Insurance is a combined venture between UK based healthcare services expert, Bupa
and Max India Limited. Max Bupa Health Insurance Formed in 2010, Max Bupa has changed in the
health insurance market in India with various products. It have a region wise premium, and also have
no claim bonuses. There is no age limit to have this policy means people of any age group can buy
their policies. These policies have guaranteed renewal even at the age 70s and 80s. Their ‘Heartbeat’
product covers maternity also.products: Silver ,Platinum and Heart Beat Gold,
2.Star Health & Allied Insurance Company Limited
Star Health and Allied health Insurance Company Limited (Star Health) is a combined venture between
ETA Ascon Group, Oman health Insurance Company and a number of insurance companies in the India.
Star Health is the first health insurance company in India. Star has some very important products like
Diabetes Safe which is for diabetic patients and Star Netplus which is designed for HIV+ patients. Star
Health insurance has an in-house TPA which increases its efficiency in dealing with cashless cases. They
also have a greate facility where in customers can call a toll free number and get free consultations with
a general physician.
Products: Senior Citizen Red Carpet, Star Family Health Optima,
3.Reliance Health insurance
Reliance health insurance is a private general insurance company in India. Reliance health insurance
have a some health insurance policies, policy covers critical illnesses. are covered as Policy can be
buy from 5 years to 75 years age group people of. There is a choice of reducing waiting period for pre-
existing illnesses to 2 years from 4 years which is Industry standard.
Policy: Health wise Family Floater
4.Apollo Munich
Apollo Munich is a joint venture among the Apollo Hospitals Group, and Germany based Munich Re’s
newest business segment, Munich Health. Apollo Munich Health Insurance Co. Ltd. is the new name for
Apollo DKV Insurance Co. Ltd. They have customer friendly features like lifetime renewal and portability
benefits for existing policies holders it means you can buy Apollo’s policy and get the continuation
benefits of your existing policy. Apollo Munich covers maternity after a waiting period.
Policies : Standard, Exclusive Easy, Health Gold and Premium
5.ICICI Lombard
ICICI Lombard GIC Ltd. Is one of the largest private sector general insurance company in India. It
has some good health insurance plans - like Health Advantage which covers not only hospitalization
expenses but also outpatient expenses like dental, upto a limit. Maternity cover is also available under
this product. The company has also added Health insurance Guide, an interactive tool to help the
customer select a plan to suit his requirements.
Popular Product: Health Advantage
6.Bajaj Allianz General Insurance.
Bajaj Allianz General Insurance Company Limited is a Combined venture between Allianz SE and
Bajaj Finserv Limited. Health insurance policies offering Silver health (Senior Citizen), Health Guard
(Mediclaim) and Star package (Family Floater). Bajaj Allianz General Insurance also other features like
Hospital Cash which gives an amount on every day of hospitalization. Second one is Critical Illness which
gives a lump sum in the event that the insured contracts one of the critical illnesses listed like cancer
during the policy period. Bajaj was the first company to come up with a captive TPA with ensuring
efficiencies.
Popular Policy: Health Guard
Health Insurance offered by Public Sector General Insurance Companies
7.United India Insurance
United India Insurance is one of the public sector unit, United India health Insurance Company Limited
offers a wide range of health insurance policies like Platinum,Family Medicare- Gold, Top-up ,Super Top-
up and Senior Citizen,. Top-up and Super Top-up policies provide additional cover amount if you find
your basic cover insufficient.
Popular Policy: Family Medicare
8.Oriental insurance
Oriental insurance One of the four public sector units, Oriental insurance offers a some of health
insurance Policies including Individual Universal health insurance scheme, mediclaim and family floaters
to the customers. Optional benefits like Life Hardship Survival, Personal Accident can be added with the
basic health cover to avail extra benefit. Oriental insurance’s Happy Family floater is a popular policy,
Oriental insurance doesn’t require medical check-up till the age of 60 (it is mandatory for everyone over
the age of 45 to take a health check-up in other policies).
Popular policy: Happy Family Floater
9.National Insurance
National Insurance is one of public sector unit offering National’s Varishta Mediclaim policy, National
Insurance covers everyone age group from 6—80 years and also have special features for senior
citizens.
Popular Policy: Varishta Mediclaim
10.New India Assurance
New India Assurance is one of the first Indian owned companies when i New India Assurance was
formed in 1919. It offers various health insurance products like Universal health insurance policy
,Mediclaim policy and senior citizen policy . The unique facility of New India Assurance’s Mediclaim
policy is the differential rating for major metros to other locations India.
Popular Policy s: Mediclaim policy
So these are some of the Top Health Insurance Companies in India. Select the right Insurance company
for you and your family and get the health insurance as early as possible!
No comments:
Post a Comment