LIC’s Jeevan Ankur policy review and details : In lic there is best police is LIC’s Jeevan Ankur policy here we gave the details of review and details LIC’s Jeevan Ankur policy is designed to
provide the proper security for the future of Childe it may be any need like
higher education, marriage etc.This policy is very much suitable for the
children around 17 years once the parent get this policy risk will cover
for insured parent life and children as well as a nominee irrespective of parent survival. In the
event of insured parents death in the
policy period Assured amount will be paid to children then 10% of the assured amount will be paid
every year to the children till the maturity on the maturity period total
assured amount will be paid to the children. If the insured children and
parent death in the policy tenure the assured amount will be paid to the
legally hired person. In the event of Childrens death you assign the same
policy to another children with same benefits of the policy.
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The age criteria to get this policy is
minimum 18 years and the maximum age is 50 years the maturity is 75 years.
Minimum Assured amount would be 1 lakh and there is no limit for maximum
limit(assured amount would be multiply of Rs.5000). you can pay premium in
single, quarterly,half-yearly and yearly. If you want pay on monthly basis
you need to pay by ECS.
If you want surrender this policy you need to pay atleast 3 year
premiums regularly then you can get
30% of the premiums paid by
excluding the first year premium. Paid-up facility also there is this policy
if you paid 3 premiums regulary and
rest of the premiums is not paid the policy will not end it will continue by reducing the assured
amount assured amount will be paid at maturity or before death of insured
one.
In this policy
Accidental and critical illness rider also available by paying additional premium
The is no
loan and income tax benefits in this policy,
Illustration
of premium Rates(Source LIC ):
Following
are some of the sample premium rates (exclusive of service tax) per Rs.
1000/- S.A.:
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