Loans going to cost in India car and home

 Loans going to cost in India car and home: Loan are going to cost in India  due to increased lending rates in  public sector undertaking(PSU) banks.
 One of the  PSU bank may increase their loans.
Housing Development Finance Corporation(HDFC) providing the loans range from 10.15% to 10.40% hence it may increase the
rates more than the existing one. It all happening because the  Reserve Bank of India(RBI) released its monitory policy recently.
RBI is maintaining 50-75 basis point it is more than the base rate. HDFC paying higher interest rates to RBI.
So many banks are fixed their contract  for lending rates from 10.5% to 11%. HDFC has increased lending rate up to 9.80%
it would 20 basis points. Due to the market interest rates  state level banks are  increased  base lending rates.
On Wednesday  HDFC stock price closed at 729.40 (-2.95) this situation is obviously indicating to increase the Loans of Car and Home.
 The finance minister of India does not want hike the lending rates from the bank but due to current market position it may be happen.