Top Five Car insurance companies in India

Top Five Car insurance companies in India
Top Five Car insurance companies in India: In most modern developed and developing nations Insurance is playing major
role in every one's life in terms of life Insurance,health Insurance,and even Vehicle insurance. when we think about safety
and recovery of our movable assets we need to provide Insurance and need to be renewed every year. it is necessary to aviod
unnecessary loss from natural disasters and theft. Hence we provide you to choose the top five Car Insurance Companies in India.

1.ICICI Car Insurance Policy: ICICI Lambard is providing vehicle insurance policy  through online. They provides  service in  more than 2700    garages across the country, up to Rs. 2 Lakhs personal insurance cover for co-passengers.up to Rs.1500 Towing
Charges in case of Accidental Damage(as per conditions) , up to 5% discount is availabe for recognized Automobile Associations  Membership. 2.5% discount on  anti theft device  for  Approved area. Additional coverage for music system,seat covers,fog lights etc.

Car Insurance policy covers  Damage or Loss by Natural Calamities like hurricane, storm, tempest, inundation, cyclone, Fire, explosion, self-ignition or lightning, earthquake, flood, typhoon,  hailstorm, frost, landslide, rockslide. Up to 2 lakhs  driver insurance while travelling and optional personal accident covers for co-passengers. protection in accidental damages like
permanent injury or death of a person and damage to surrounding propery.

Vehicle insurance will not applicable in damage caused by driving  under the influence of liquor or drugs.  In damage of tyres and tubes the company will pay up to 50% cost for replacement. For Electrical or mechanical   breakdown.
Normal war and tear, Depreciation insurance will not applicable.

To get the online insurance please visite www.icicibank.com
  
2.Tata AIG Moter Insurance: Tata  American International Group(AIG) provides Insurance claim settlement in 7 days,Free picku-up of car from location
 where incident happen, up to 6 months accident-repair warranty,for claim settlement  there are some special garages where
settlement facility available. 8 unique add on covers available for enhanced protection.

Insurance will cover in damage caused by accident on fire and natural calamities, man maid calamities etc Tata AIG auto  protect policyholders can enjoy accident-repair warranty by choosing Green Channel Settlement. Third Party Property 
damage is also covered Car insurance will not applicable in some specific conditions, like any liability caused by Nuclear ionizing radiations whether directly or indirectly.

For online Insurance please visit www.tataaiginsurance.in



3.Reliance General Insurance:Reliance General Insurance(RGI) provides service  7 days a week ,cashless facility around 2100  Garages across India.Complete car insurance off road and on road. Online policy issuance on toll free no(1800 3002 8282) or IVR No Documentation required claim settlement via NEFT


RGI policy covers Car owner and Vehicle as well for Car  Damage caused by    Accident, Theft,fire, lightening,Riot and strike, malicious act, Self-ignition, explosion,Transit by rail, road, air and elevator  terrorism,Earthquake, flood, cyclone and inundation
    
for Vehicle owner insurence covers while driving against any accident. Third party poperty and injury or death also covered  Additional coverage in some specific fecilities   Non-electrical accessories, Electrical/electronic accessories    Legal Liability to employee, paid driver, cleaner & conductor, Bi-fuel kits comprising LPG/CNG systems,Racing, speed tests, dexterity trials, hill climb extensions

Vehicle Insurance will not cover under Mechanical and electrical breakdown, Normal wear and tear of the vehicle    Vehicles being used other than in accordance with the limitations as to use,Damage to/by a person driving without a valid driving license   Loss or damage under the influence of alcohol or any other intoxicating substance,    Loss or damage due to war or nuclear risks   Loss or damage due to depreciation,Compulsory Deductibles,Consequential loss

For online insurance policy please visit:www.reliancegeneral.co.in

Top Five Car insurance companies in India


4. Royal Sundaram Alliance Insurance Co. Ltd.(RSA): RSA is the first private insurance company in 2001 and offered cashless  hospitalization in India. Vehicle insurance covers  accidental damage caused by natural calamities and accidents. If the accident happen by to another car or its driver and third party damage is also cover in this policy. The insurance will
cover for third party up to Rs.7.5 Lakh. For co-passengers Rs.2 Lakh Personal accident will cover. 


RSA is specially provides following facilities in Vehicle insurance 24X7 On road assistance in emergencies cashless facility across India. Claim settlement can be done in 7 days in week. free vehicle checkup at your door step.   Get personal care with a dedicated personal relationship manager to guide you in case of an accident 

RSA Insurance will not applicable in Driving by consuming Alchole. damage caused by nuclear directly or indirectly

For online insurance please visit:www.royalsundaram.in 

5. HDFC ERGO Motor Insurance:Housing Development Finance corporation(HDFC) providing  Car Insurance with  special discount price and facilities are No Claim Bonus, Discount for Automobile Association Members,     Claim Service around 1600 garages all over  India. Discount based on Age and Profession   24X7 dedicated customer support.


Inurance covers in Loss Of Or Damage to the Vehicle in event of     Burglary, Explosion,  Fire,Self Ignition,  Riots,Terrorism, Strikes,  Transit by road, rail, inland waterways, air or lift, natural calamities,  Earthquake, Flood, Storm,  Landslide or Rockslide,House Breaking or Theft, Lightning and Malicious Acts
  
Age Discount for 36 to 45 years 5% and 46 to 60 years 10%  to own damage. Third party damage and injury/death also covered  


Occupation Discount for some professional like Chartered Accountant(CA),Teachers and doctors.(provided employee certificate)

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